President
New England ATM · Self-employed
Oct 2008 – Present · 17 yrs 8 mos·West Springfield, MA
Payments
Built one of the region's leading ATM service providers, specializing in placement, transaction processing, and retail partnerships. What began as a local operation has grown into a multi-state network of 2,000+ ATMs trusted by convenience stores, restaurants, bars, and retailers across New England.
- ATM Placement & Revenue Sharing — Free ATM placement with competitive surcharge-sharing programs.
- Transaction Processing — Reliable, secure, and efficient cash-access solutions.
- Merchant Support — Partner with owners to increase foot traffic, customer satisfaction, and revenue.
- Industry Leadership — Active in ATMIA and the National ATM Council (NAC); awarded the 2024 ATMIA Excellence Award for work with the ATM Business Startups retail networking group.
- Combined entrepreneurship, financial services, and technology into a scalable business that supports merchants and advances the cash-access ecosystem.
Managed retail relationships and ATM access for the Electronic Benefit Transfer (EBT) program across the Northeast Coalition of States — NY, CT, VT, NH, and RI — ensuring surcharge-free access for benefit recipients.
- Oversaw 20,000+ merchant relationships, ensuring compliance with program standards and seamless recipient access.
- Led teams of consultants and field personnel executing ATM access initiatives, retail operations support, and issue resolution.
- Served as payments and ATM subject matter expert, aligning operations with regulatory requirements and client expectations.
- Partnered with USDA FNS and state officials on program performance updates, progress reporting, and transparency.
- Delivered a low-risk, cost-effective, fully compliant program; consistently met SLAs through contract oversight, vendor onboarding, and field validation.
General Manager
Friendly Ice Cream · Full-time
Oct 1986 – July 1999 · 13 yrs·Wilbraham, MA
Built a leadership foundation at Friendly's, advancing from crew member to Assistant Manager and ultimately General Manager. Led teams of up to 80 employees across multiple locations.
- Oversaw hiring, training, scheduling, inventory, customer service, vendor coordination, and financial performance in high-volume restaurants.
- Earned a reputation for solving problems quickly and improving operational efficiency.
- From 1992–1999, helped roll out MICROS Systems point-of-sale platforms and integrated payment processing across multiple locations.
- Installed and configured POS hardware, trained staff, and deployed early dial-up Verifone credit card processing equipment.
- This early exposure to payments technology shaped the operational and technical expertise behind a later career in ATM, payments, and digital technology.